Question 1

How much does tax preparation cost?

Accepted Answer

Pricing depends on the complexity of your return — a simple W-2 return costs less than a self-employed or small business return. Every new client receives a free initial consultation where I'll review your situation and give you a clear, upfront quote before we begin.

Question 2

What documents do I need to bring?

Accepted Answer

For most returns you'll need: your W-2s or 1099s, Social Security numbers for yourself and any dependents, last year's tax return (if available), any receipts for deductions you plan to claim, and your bank account information for direct deposit. I'll send you a full checklist after your consultation.

Question 3

Can you help if I haven't filed taxes in several years?

Accepted Answer

Absolutely. Back tax filing is one of the services I specialize in. The IRS has programs to help people get back into compliance, and in many cases penalties can be reduced or waived. The sooner you address it, the better — let's talk through your options.

Question 4

What if I get audited after you file my return?

Accepted Answer

I offer IRS audit representation for my clients. If you receive an audit notice, don't panic — contact me right away. I'll review the notice, communicate with the IRS on your behalf, and guide you through the entire process.

Question 5

Do you handle small business taxes?

Accepted Answer

Yes. I prepare tax returns for sole proprietors, LLCs, S-Corps, and partnerships. I also help with quarterly estimated tax payments and year-round tax planning so there are no surprises at filing time.

Question 6

When is the tax filing deadline?

Accepted Answer

The standard federal tax deadline is April 15. If you need more time, I can file an extension that gives you until October 15 — but keep in mind an extension to file is not an extension to pay. Any taxes owed are still due by April 15 to avoid penalties.

Question 7

Can you help me plan ahead to reduce my taxes next year?

Accepted Answer

Yes — tax planning is one of the most valuable things I offer. By reviewing your situation throughout the year, we can make strategic decisions about retirement contributions, deductions, and business expenses that lower your tax bill before it's too late to act.

Question 8

What is a notary public and what do they do?

Accepted Answer

A notary public is a state-commissioned official who serves as an impartial witness to the signing of important documents. I verify your identity, confirm you're signing willingly, and apply my official seal and signature to authenticate the document — making it legally recognized by courts, lenders, and government agencies.

Question 9

What documents do I need to bring to a notary appointment?

Accepted Answer

You'll need a valid, government-issued photo ID (driver's license, passport, or state ID) and the unsigned document. Do not sign the document beforehand — the notary must witness your signature. If there are co-signers, they must also be present with their own ID.

Question 10

Do you offer mobile notary services?

Accepted Answer

Yes! I come to you — your home, office, hospital, care facility, or any location that works for you throughout the Charlotte metro area. Same-day and after-hours appointments are available upon request. Just reach out and we'll find a time that works.

Question 11

How much does notarization cost?

Accepted Answer

Notary fees in North Carolina are regulated by state law. For mobile notary services, there is an additional travel fee depending on your location. Contact me for a quick quote — I'll give you a clear answer before you book.

Question 12

Can you notarize a document for someone who is in the hospital?

Accepted Answer

Yes. Hospital and care facility visits are one of the most important uses of mobile notary services. I handle these situations with care, professionalism, and sensitivity. Please reach out as soon as possible so we can arrange a timely visit.

Question 13

What types of documents do you notarize?

Accepted Answer

I notarize a wide range of documents including powers of attorney, wills and estate documents, affidavits, real estate deeds, loan and mortgage documents, business contracts, parental consent forms, and more. If you're unsure whether your document needs notarization, just ask.

Question 14

Can you notarize a document that is already signed?

Accepted Answer

Generally, no. The notary must witness the actual signing of the document. If a document has already been signed, you may need to re-sign it in front of me. There are limited exceptions — contact me and I can advise based on your specific document.

Question 15

How does credit repair work?

Accepted Answer

Credit repair involves reviewing your credit reports from all three bureaus (Equifax, Experian, and TransUnion), identifying inaccurate, outdated, or unverifiable negative items, and disputing them on your behalf. When disputes are successful, those items are removed — which can significantly improve your score. We also build a personalized strategy to help you establish positive credit history.

Question 16

How long does credit repair take?

Accepted Answer

Results vary depending on your starting point and the specific issues on your report. Many clients see meaningful improvement within 30–60 days after disputes are resolved. A full credit repair journey typically takes 3–6 months. I'll give you a realistic timeline based on your specific situation during your free consultation.

Question 17

How much can my credit score improve?

Accepted Answer

It depends on what's currently on your report. Clients who have multiple errors, outdated collections, or inaccurate negative items often see the most dramatic improvements — sometimes 50–100+ points. I'll give you an honest assessment of what's realistic for your situation.

Question 18

Is credit repair legal?

Accepted Answer

Absolutely. You have the legal right under the Fair Credit Reporting Act (FCRA) to dispute any inaccurate or unverifiable information on your credit report. Credit repair is simply the process of exercising those rights — professionally and strategically.

Question 19

Can I repair my credit on my own?

Accepted Answer

You can — the dispute process is available to anyone. However, professional credit repair is more effective because I know exactly what to look for, how to write effective dispute letters, and how to navigate the bureaus' processes. Most clients see better results faster when working with a professional.

Question 20

Will credit repair hurt my score?

Accepted Answer

No. Disputing inaccurate items on your credit report does not hurt your score. In fact, successfully removing negative items will improve it. The credit repair process itself has no negative impact.

Question 21

What's the difference between credit repair and debt settlement?

Accepted Answer

Credit repair focuses on removing inaccurate or unverifiable negative items from your credit report to improve your score. Debt settlement involves negotiating with creditors to pay less than the full amount owed. These are different services — I offer credit repair and credit building strategy. For debt questions, I can point you in the right direction during your consultation.

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